Free Online Tools for Everyday Tasks
Utilo gives you fast, private tools right in your browser — compress images, generate QR codes, count words, create strong passwords, and calculate your US mortgage. Free forever, no account needed.
Pick a tool, get it done
Every tool runs entirely in your browser. Nothing is uploaded, nothing is tracked, nothing costs a cent.
Image Compressor
Shrink JPG, PNG, and WebP files in seconds. Adjust quality, resize, and convert formats.
Open tool →QR Code Generator
Create custom QR codes for links, text, Wi-Fi, email, and phone numbers. Download as PNG.
Open tool →Word Counter
Live word, character, and sentence counts plus reading time and keyword density.
Open tool →Password Generator
Generate cryptographically secure passwords with a strength meter. Nothing leaves your device.
Open tool →Mortgage Calculator
US mortgage payments with taxes, insurance, HOA, and PMI. See the full breakdown.
Open tool →Why use Utilo?
Built for people who want the job done without the runaround.
Free forever
Every tool is free with no limits, no watermarks, and no "pro" upsell blocking the features you need.
Private by design
Your images, text, and passwords are processed locally in your browser. Files are never uploaded to our servers — because there is nothing to upload to.
No signup, no friction
Open a tool and use it. No accounts, no email walls, no waiting rooms. It works on your phone just as well as your desktop.
How it works
Pick a tool
Choose from the collection above — each one is built for a single job and does it well.
Use it in your browser
Enter your text, drop your image, or set your numbers. Everything happens instantly on your device.
Get your result
Download the file, copy the password, or read your numbers. Done — no strings attached.
From the blog
Practical guides that help you get more out of every tool.
How to Compress Images Without Losing Quality
Formats, quality settings, and resizing tricks that keep your pictures sharp at a fraction of the size.
Read guide →Mortgage Calculator With Taxes and Insurance: Full Guide
Why PITI matters and how to estimate your true monthly payment before you buy.
Read guide →QR Codes for Small Business: 10 Smart Uses
From menus to Wi-Fi sharing — practical ways to put QR codes to work today.
Read guide →Frequently asked questions
Are Utilo's tools really free?
Yes. Every tool on Utilo is free to use with no usage limits and no premium tier. We keep the site lightweight so it stays cheap to run and free for you.
Do I need to create an account?
No. There are no accounts on Utilo at all. Open any tool and start using it immediately — on desktop or mobile.
Are my files uploaded to your servers?
No. All processing happens locally in your browser using JavaScript. When you compress an image or generate a password, the data never leaves your device.
Do the tools work on phones and tablets?
Yes. Every tool is designed mobile-first, so compressors, generators, and calculators all work smoothly on smaller screens.
Will you add more tools?
Yes. We are expanding the collection over time — more converters, calculators, and everyday utilities are on the roadmap. The five launch tools cover the most-searched needs first.
How does Utilo make money?
Right now it doesn't — the site is free to use. In the future we may show simple, unobtrusive ads to cover hosting costs. The tools themselves will stay free.